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The employee benefits market has changed.
Employers have raised the bar and are moving away from insurance
brokers who view employers and employees as numbers rather
than individuals. Employers want employee benefit experts.
PBG takes a holistic view of all your employee
benefits' programs in order to create a long-term strategy
customized to your organizations' needs. When beginning the
process of re-evaluating your benefits plan, there are three
possible strategies to consider:
- Tax Advantage
- Cost Balancing
- Benefit Enhancement
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Our health insurer hit us
with a 29% increase for our HMO. PBG showed us a better
way to fund our health insurance plans. Our increase
went from 29% to 9.5% without gutting the benefits.
We now have a long-term strategy to control the rise
of healthcare costs. We have also introduced a plan
which requires our employees to be more involved.
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We know cost is the primary consideration
when making healthcare benefits decisions. We view the cost
in two categories: direct and indirect.
DIRECT: The last few years, employee
benefits costs have increased each year by double digits.
The compound effect of this has made employee benefits the
second largest corporate expense behind payroll for many companies.
INDIRECT: PBG has been successful
in substantially reducing the workload for Human Resources'
teams for many companies through:
- Communication Enhancement
- Employee Surveys
- Cobra Administration
- Compliance Help
- Employee Advocacy
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