After interviewing several insurance brokers and consultants, we hired PBG to handle all of our benefit programs. Their passion for the work and thorough knowledge of our marketplace convinced us it would pay dividends. Well, within 3 months, PBGsu ccessfully renegotiated our medical, dental, life and disability contracts. Bottom line - we have a more appropriate benefits program for our employees. We also estimate first-year savings to be around $102,000 vs. renewing as is.