Founder & President
Mike is the Founder and President of Partners Benefit Group (PBG), Inc. PBG is a full service employee benefits management and brokerage firm. Considered a leader in the design and management of creative cost containment strategies, PBG is among the fastest growing and largest employee benefits brokers in New England. PBG's Administrative Services Division handles COBRA, assists in compliance and other benefits related legal issues, Human Resource advice and assistance and provides comprehensive secondary payer claims administration for many insurers including Blue Cross Blue Shield of Massachusetts and Harvard Pilgrim Health Care. Mike is a sought after speaker on employee benefits topics. He has been featured in the Boston Business Journal, Metrowest Daily News, Society for Human Resource Management (SHRM) and interviewed by various business radio shows including CNN Radio. Mike is a member of both the Blue Cross Blue Shield and Harvard Pilgrim Broker Advisory Councils.

Partial List of Speaking Engagements

1. Keynote Speaker- Associated Industries of MA (AIM) 2nd annual meeting. Topic: The ABC's of FSA, HRA and HSA's
2. Moderator - Smaller Business Association of New England (SBANE) Symposium on Emerging Healthcare Options in New England.
3. Keynote Speaker- Associated Industries of MA (AIM) CEO Group. Topic: Cost Containment Strategies in Healthcare.
4. Presenter- MA Credit Union League Annual Meeting in San Francisco. Topic: Health Insurance Market-Past, Present and Future. Topics covered: tiered provider networks and tax advantaged options for financing healthcare.
5. Keynote Speaker - South Shore Business Community. Topic: Alternative funding options in health and dental plans and the role of telemedicine in Consumer Directed Health Care.

Executive Vice President
Jeff manages the operations at Partners Benefit Group and works closely with clients providing advice and solutions for their Employee Benefits Plans. Prior to Partners Benefit Group, Jeff was a member of the Senior Management Team in a well known benefits management company.

Jeff has over 35 years of experience in the Life, Health, and Disability Insurance industry. During his last twenty two years, he has focused primarily on Employee Benefits. His professional designations include CLU (Chartered Life Underwriter) and ChFC (Chartered Financial Consultant). Jeff's extensive experience and knowledge in the insurance field makes him a trusted resource. Recognized as a leader in his field, Jeff has acquired vast knowledge of the design, implementation and management of benefit plans for large and small employers. He and the Partners Benefit Group team place great emphasis on providing innovative products and a level of exceptional service for their clients.

Partner, Plymouth, 508-830-1819

Noreen is a Partner with the firm of Partners Benefit Group. Noreen has been an insurance broker of 23 years. She spent the first half of her career focusing on individual insurance needs in both the personal and corporate market place. She then built on this foundation by developing expertise with group products and "strategies," such as HRA's, HSA's, and Section 105 Participating Funding Arrangements. This gives Noreen a unique advantage when working with businesses: she has the knowledge & expertise to meet a broad range of needs.

Noreen is very active in the business community. She has been a member of the South Shore Chamber of Commerce (SSCC) since 1986 and sat on the Board of Directors for 10 years.

During her tenure on the Board of Directors for South Shore Chamber of Commerce, she was 1) instrumental in bringing the Athena Powerlink Program - a national mentoring/advisory program for women business owners - to the South Shore Chamber, and 2) was one of the founders of the Women's Business Connection (WBC). She has been a member of the Weymouth Rotary Club since 1988 and is a Past President and Paul Harris Fellow. She is past president of the Norfolk Plymouth Estate Planning Council and sits on the Board of Directors at South Coastal Bank.

Mark Rezendes is a Partner with the firm of Partners Benefit Group, Inc. He specializes in Employee Benefit Plan consulting and brokerage. Rezendes works closely with employers in the areas of benefit design, rate negotiation and plan implementation. His services often allow business owners, CFOs and Human Resources Directors to save significant amounts of time when reviewing options and to reduce costs.

In 2007, Mark Rezendes earned a certification designation in the area of Consumer Driven Health Care (CDHC) from the National Association of Health Underwriters. His range of expertise includes Healthcare Reimbursement Accounts (HRAs), Health Savings Accounts (HSAs), and Section 105 Participating Funding Arrangements (PFAs). He has also been certified and licensed to offer employer sponsored plans through the Massachusetts Commonwealth Connector.

Rezendes has been part of the benefit industry since 1985 and joined Partners Benefit Group in 2008 . He was the Vice President of Employee Benefits for one of the nation's largest insurance agencies for 10 years. Prior to that, he was an Account Executive with one of the area's largest health plans for five years. Previous experience also includes sales and underwriting of self-insured medical, dental, and disability plans.

A graduate of the University of Massachusetts at Amherst, Rezendes also holds a Certified Employee Benefit Specialist (CEBS) designation. He is a member of the Boston Chapter of CEBS, National & Massachusetts Associations of Health Underwriters, and the New England Employee Benefit Council. He also serves on the Harvard Pilgrim Large Group Broker Advisory Board and MassAHU Legislative Committee. He is often a guest speaker on benefit topics.

Stephen Costello is a Partner with the firm of Partners Benefit Group. Steve has over 20 years experience in the employee benefits field. Mr. Costello is a frequent speaker at Human Resource and financial executive groups with an emphasis on self-funded health insurance plans. Mr. Costello has helped many small to large companies' transition through the constant changes in employee benefits.

Clients view Mr. Costello as a "knowledge partner" in the employee benefits business. He realizes that each company's philosophy regarding benefits and cost vary greatly. By acting as an employee benefits partner, he custom designs feasibility reports that will illustrate benefit options to fit that company's individual needs.

Mr. Costello is a graduate of Bryant University.

Employee Benefits & Insurance Broker

Ford has been in the insurance and benefits business since 1970 representing his clients with their Employee Benefits, Personal & Corporate Property & Liability Insurance and individual Life, Disability & Long Term Care insurance needs. He has been associated with Partners Benefit Group since its inception and Partners Benefit Group services all of his employee benefit accounts.

Ford is a member and former Chairman of the Board of the Smaller Business Association of New England (SBANE).

Ford has served as a member and Chair of the town of Dover Board of Selectmen, Finance Committee, Dover-Sherborn Regional School Committee and Dover-Sherborn $40m Regional School Building Committee. He is a current member of the Dover Board of Fire Engineers. He has served as a member of the Massachusetts Business Alliance for Education (MBAE). He is currently Chairman of the Minuteman Career & Technical High School Committee in Lexington, MA.

Dennis is a Partner with the firm of Partners Benefit Group, Inc. A graduate of Bryant University he has over 30 years sales experience in the life and health insurance business. In the early 1980's Dennis spent the majority of his time working in the areas of life, health and disability insurance successfully making Leaders Conference and Million Dollar Round Table while representing a major mutual life insurance company. In the mid to late 1980's he earned the LUTCF designation and then taught several Business Insurance courses for the Rhode Island Life Underwriters Association, all the while continuing his own high personal sales production.

For the past 20 years Dennis has turned his focus to the Employee Benefit Industry specializing in group medical, dental, life and disability insurance. He owned and operated Employee Benefits Unlimited in Fall River, MA which became Read Insurance & Financial Services Ltd. now located in Assonet, MA. During this time he has had affiliations with two well known benefit management companies furthering his education in Consumer Driven Health Care, Health Reimbursement Accounts (HRAs) and Health Savings Accounts (HSAs).

Dennis has served on the Broker Advisory Board with United Healthcare and is currently a member of both the National and Massachusetts Association of Health Underwriters. His commitment to providing comprehensive benefit planning for both employers and employees will only be enhanced by joining the Partners Benefit Group Team.