PBG announces The Mike Golf Tournament for Autism to be held Monday
August 30th. | Every
day news headlines talk of soaring healthcare costs and the increasing financial
demands placed on employers. Across the country proposals are being debated asking
businesses to share the cost of insuring the uninsured. Healthcare costs are rising
faster than the economy. Besides the growing financial
burden, you need to monitor new legislation, adhere to privacy and compliance
rules, and manage the significant administrative requirements of your employee
benefits program. In addition, new and often confusing benefit products are being
created everyday. The merits of consumer-driven healthcare are gaining momentum.
And, you need to digest all this to make the best financial and benefit choices
for your company and employees. No small task. But you work with an insurance
generalist. They must track all this and present sound strategic and cost effective
thinking for you. Right? Relax. You are not alone. Partners
Benefit Group was created with you in mind. We are a full-service company
offering companies, with up to 1,000 employees, a complete portfolio of benefits
strategy, plan design and management, and support services. Working closely with
you and your team, we take an active part in helping to create a comprehensive
and customized benefits strategy suited just for your business or organization. Your
company and your employees are not just numbers. You deserve a partner who will
become an advocate for you and the employees of your organization. Rate Negotiation is one of the most important
services that Partners Benefit Group provides to clients. To remain competitive,
it is critical for employers and employees to obtain the most favorable terms
possible. Partners Benefit Group differentiates itself from competitors in the
following areas: - Financial Leverage: With
over $60 Million in annual premiums, Partners Benefit Group is well positioned
to assist clients. PBG is a Platinum Level Producer with BlueCross BlueShield
of Massachusetts. For the past several years, Partners Benefit Group has received
the Elite Broker Award from Harvard Pilgrim Health Care. PBG also conducts a significant
amount of business with Guardian, Delta Dental and Tufts Health Plan.
-
Underwriting: Several Partners Benefit Group staff members have underwriting
experience. Renewal terms for experienced rated accounts are meticulously reviewed
to ensure that all discounts are applied and claims experience is accurate. Each
account is audited to determine if the most up to date demographics and industry
factors were utilized.
- Customized Claims Reports: Partners
Benefit Group has the ability to create customized claims reports. These reports
are very useful in determining actual loss ratios by plan year and are an advantage
in negotiations.
- Health
costs continue to rise at an alarming rate.
- There's
a lowering of confidence in management's ability to manage their health care costs.
- Groundwork
is being laid to increase the employee involvement in managing their health care
leading to more Consumer Directed Health Care (CDHC) programs.
- In
many cases, health care benefits issues have shifted from HR to the CFO and CEO.
- Because of
fundamental changes in legislation, benefit planning is essential for sustainable
health care programs.
- Companies
are increasingly implementing strategic plans for the provision of employee benefit
programs.
You
can successfully meet these challenges with a consulting partnership with PBG. |